You cannot contract out of the Personal Property Securities Act enforcement provisions for collateral used predominantly for personal, domestic or household purposes but some relief has been given where you comply with the National Credit Code requirements.

If you need default notice forms which comply with the National Credit Code and the Personal Property Securities Act and with State and Territory legislation which applies to real estate mortgages, we can supply template forms for use in relation to unsecured loans, goods secured loans, guaranteed loans, and real estate mortgage secured loans in every State and Territory, as well as a guide which explains how to complete them and serve them.

For an annual fee we will update them if the relevant laws change. Why don’t you call us to discuss a package which suits you?

Langes+ can also issue default notices for you. We can give you the option of giving instructions on-line if you want it, and give you access to on-line reports which are customised to suit your needs. We’d be happy to discuss your particular requirements, the options and the costs.

Please contact Shannon Adams (08 8168 9601) or Joshua Annese (08 8168 9604).