In an article in its latest Insight magazine APRA’s risk-rating activity, trends and risk outlook APRA describes its PAIRS risk-rating methodology and the risk outlook for 2009.

It concludes:

APRA believes risk governance and strategic business decisions will be critical to the continued resilience of ADIs in the current challenging environment. Even more so will be capital management, given that capital provides fundamental strength and a major source of confidence in, financial institutions.